How to Buy Diamond Engagement Rings

There is much to consider when purchasing a diamond – especially
diamond engagement rings! The tradition of presenting a woman
with a diamond engagement ring when proposing began in 1477
when Archduke Maximilian presented a diamond ring to Mary
of Burgundy – and in most cases, the woman you plan to propose
to will expect a ring to accompany that proposal!

First, determine how much ring you can afford. Most people use
the ‘two months salary’ rule.This means that the ring should cost
the equivalent of two months of your current salary. Because you
have other bills to pay, saving up this amount of money may take
quite a bit of time. You should consider financing. Simply go to the
jeweler of your choice and tell them that you plan to buy an
engagement ring, and that financing will be necessary. Go ahead
and get the credit check out of the way, find out what your
payments will be, and how much of a down payment is required.

Now, have your mother, sister, or your girlfriends best friend take
your girl friend shopping, and make sure that they gaze at the
engagement rings to get an idea of what she might like. Make
sure that the jewelry store you buy the ring from will allow you
to return the ring, if that is required, or allow your girl friend
to exchange it for another if she isn’t happy with it!